Programs at a Glance


BDC Capital is a private company that works with lenders and investors to provide innovative financing for New England businesses.

BDC Lines of Credit

Stan Horsman, 781-928-1100 ext. 125, shorsman@bdcnewengland.com
Loans from $750,000 to $3 million
Working capital loans secured by accounts receivable and inventory

BDC Term Loans

Carol Fleit Cipriani, 781-928-1100 ext. 104, cfleit@bdcnewengland.com
Loans from $500,000 to $3 million
For working capital, debt refinance, real estate, machinery & equipment, buyouts, and acquisitions
Can offer longer repayment terms, higher advance rates and junior secured debt

BDC Community Loans

Joe O’Garro, 781-928-1100 ext. 105, jogarro@bdcnewengland.com
Loans from $200,000 to $3 million
Designed for minority and women-owned businesses, not-for-profits and businesses in economically disadvantaged areas

SBA 504 Term Loans

CDC New England, www.cdcnewengland.com
Mike Topalian, 781-928-1100 ext. 122, mtopalian@bdcnewengland.com
Long-term loans for purchasing land and buildings, new construction, renovation and leasehold improvements, machinery & equipment
Lowest cost; low rate fixed for 20 years
Down payment financing, if needed
Bridge financing available

Mezzanine & Private Equity Funds

Ken Smith, 781-928-1100 ext. 111, kjsmith@bdcnewengland.com
Investments from $1 million to $5 million
Provides mezzanine financing to privately held and family-owned
businesses which have an equity capital requirement but whose owners prefer not to relinquish a controlling ownership interest
Market rate of interest plus a success fee or warrant or both
For well-managed, strongly positioned companies located in New England for growth capital and acquisition financing

Recycling Loan Fund (RLF)

Loans from $50,000 to $500,000
Terms up to ten years
Direct loans to solid waste recycling or re-use businesses
For working capital, debt refinance, and real estate, machinery & equipment, and acquisition financing

Capital Access Program™ (CAP™)

David Harrington, 781-928-1100 ext. 117, dharrington@bdcnewengland.com
Cash collateral guarantees for loans up to $500,000
Average loan size $50,000
Minimum fees of 3% with a matching CAP™ payment

Our Local Partners:

Worcester Business Development Corporation
Worcester MA • 508-755-5734 • www.thewbdc.com

© BDC Capital Corporation | 500 Edgewater Drive, Suite 555, Wakefield, MA 01880 | (781) 928-1100