Specialized financing for Massachusetts recycling businesses

The Recycling Loan Fund is available exclusively to solid waste recycling and reuse businesses located in Massachusetts. Eligible businesses include companies involved in collecting, processing, sorting, manufacturing, or otherwise handling recyclable materials and waste diversion operations.

We provide direct loans ranging from $50,000 to $500,000 for qualified Massachusetts recycling businesses. Loan size is determined by your financing needs, business cash flow, collateral, and the scope of your recycling operations.

Loans can be used for working capital, equipment purchases (balers, compactors, sorting systems, vehicles), real estate acquisition for recycling facilities, debt refinancing to improve terms, business acquisitions within the recycling sector, and expansion projects that increase recycling capacity.

The Recycling Loan Fund offers terms up to 10 years, providing longer repayment periods than many traditional lenders. Terms are structured based on the use of proceeds, with equipment loans matched to useful life and real estate loans receiving longer amortization schedules.

No. The Recycling Loan Fund serves Massachusetts recycling businesses of all sizes, from startup operations to established companies. We evaluate each application based on business viability, cash flow, management experience, and environmental impact rather than arbitrary size requirements.

The Recycling Loan Fund is dedicated exclusively to Massachusetts recycling businesses, providing specialized financing with terms and structures designed for this industry. We understand recycling economics, equipment needs, commodity pricing volatility, and regulatory requirements—expertise traditional lenders often lack.