Loan Programs

Comprehensive Financing Programs up to $10 million Million+

BDC Capital offers innovative financing solutions when conventional bank lending isn't enough. Our gap financing bridges the difference between what banks can provide and what your business needs to grow.

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All Loan Programs

Asset-Based Lines of Credit

Transform your accounts receivable and inventory into working capital with our asset-based lending solutions. Perfect for companies that need more flexibility than traditional bank lines of credit can provide.

Term Loans

BDC Capital's term loans provide the capital you need for a wide range of needs, including debt refinancing, longer-term working capital, growth initiatives, equipment purchases, investments, real estate acquisitions, and leasehold improvements. With loans from $750,000 to $10 million, we offer longer repayment terms and higher advance rates than traditional lenders.

Cash Flow Loans

When your business earnings tell the story, BDC Capital provides term loans from $500,000 to $10 million based on your cash flow and debt service capacity—not just collateral.

Capital Access Programs (CAP)

Access financing with reduced collateral requirements through our Capital Access Programs in Massachusetts and Rhode Island. These state-backed programs help businesses secure loans that might not qualify under traditional underwriting.

Massachusetts Recycling Loan Fund

Supporting the circular economy with dedicated financing for solid waste recycling and reuse businesses throughout Massachusetts.

RI SSBCI Loans

Through the State Small Business Credit Initiative (SSBCI), RI Capital partners with lenders to provide $100,000 to $3 million in competitive financing for businesses with fewer than 500 employees.

Mezzanine Financing

For established, profitable companies seeking growth capital or acquisition financing, our mezzanine funds provide junior capital while allowing owners to maintain controlling interest in their business.

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Partner with New England's most experienced business development lender

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(781) 928-1100

Harbor Consulting Group, Inc. is a registered company in the United States, operating under California, USA (Registration No. CA-987654). The company is authorized and regulated by the California Department of Business and Professional Regulation in accordance with the Business Consulting Services Act, License No. BC-123456. All consulting services provided by Harbor Consulting adhere to state and federal regulations, ensuring compliance and ethical business practices.