Flexible term loans for equipment, real estate, and acquisitions

We provide term loans ranging from $500,000 to $10 million for qualified businesses throughout New England. Our flexible approach allows us to structure loans that meet your specific capital needs while working within your cash flow capabilities.

Our term loans can be used for working capital, debt refinancing and consolidation, commercial real estate acquisition, machinery and equipment purchases, business buyouts and acquisitions, expansion projects, and virtually any other reasonable business purpose.

We offer longer repayment terms matched to the useful life of your assets, higher advance rates on collateral, and the ability to provide junior secured debt that works alongside your existing financing. As a private lender, we're not bound by federal banking regulations, giving us more flexibility in structuring.

Yes. We specialize in refinancing classified loans and providing workout solutions for businesses facing challenges with existing lenders. Our experience includes debt restructuring that stabilizes your business and provides manageable repayment terms.

Absolutely. We can provide first position senior debt as a standalone lender, or subordinated junior secured debt that works in conjunction with your primary lender. This flexibility allows us to complete your capital structure in ways traditional lenders cannot.

With local decision-making authority in New England and over 72 years of lending experience, we move efficiently through underwriting and approval. Timeline varies based on transaction complexity, due diligence requirements, and legal documentation, but our team works to meet your business timeline and funding needs.