Flexible and creative debt capital to support every need

We provide term loans ranging from $750,000 to $10 million and above. Our offering is highly customized and can be offered on a direct basis or in combination with your existing financing arrangements, providing the flexibility to structure deals that traditional banks can't accommodate. BDC Capital’s local decision-making allows us to move quickly from approval to funding. While timing depends on transaction complexity and diligence, we work to align with your business needs and closing timeline.

We offer flexible private credit solutions that go beyond traditional bank lending. We offer longer repayment terms, provide higher advance rates on collateral, and offer both senior and junior secured debt. We can act as a standalone first-lien lender or provide junior secured capital that complements your existing lender. As a non-bank lender, we're not bound by federal banking regulations, giving us more flexibility in structuring. This flexibility allows us to complete your capital structure in ways traditional lenders cannot.

Yes. We specialize in refinancing classified loans and providing workout solutions where traditional lenders say no and businesses facing challenges with existing lenders. Our experience includes debt restructuring that stabilizes your business and provides manageable repayment terms.

Yes. We specialize in refinancing classified loans and providing workout solutions for businesses facing challenges with existing lenders. Our experience includes debt restructuring that stabilizes your business and provides manageable repayment terms.

Absolutely. We can provide first position senior debt as a standalone lender, or subordinated junior secured debt that works in conjunction with your primary lender. This flexibility allows us to complete your capital structure in ways traditional lenders cannot.

With local decision-making authority in New England and over 72 years of lending experience, we move efficiently through underwriting and approval. Timeline varies based on transaction complexity, due diligence requirements, and legal documentation, but our team works to meet your business timeline and funding needs.